7 Steps to High-Income Mindset Beyond Prosperity Thinking

There’s a wave of destructive thinking going around that will kill the most dynamic and productive individuals if it’s allowed to continue. When it’s okay to disparage a person who has worked long hard hours to earn the skills necessary and required to accomplish a job as being ‘unnecessary’ because there’s an app that will do what they were trained to do, it is not okay to call that person and ask for FREE advice to operate the app. Prosperity thinking goes beyond the recognition of simply tasking a job well done. Go beyond and think bigger.

Prosperity Thinking is the foundation of a high-income mindset. But there’s more…

Whether you’re working with me, or some other professional, there are a few dynamics of personal mindset that ultimately reveal not only where you are in life, but why you’re there. A coach or mentor can help you, they can assist you with what’s wrong in your world, but they can’t FIX it, if  you don’t want it fixed. Where is your prosperity mindset? Do you have one? Are you thinking in values or lagging behind…


Confidence will take you where you need to be this year, but to have confidence, there are a few required basics you need to know about yourself.

1 – Appreciate Basic Elements of Living Well

Say “Please” and “Thank you” and pull up your damned pants.

When I first heard him say it, I thought maybe he was just being the epitome of an “old soul,” and maybe a crotchety old soul at that. But then, I looked at the young men to whom he was speaking. They were common in our neighborhood, boys who had recently started hanging out with my kids. This elderly neighbor wasn’t speaking to my children, but to the other boys. The sudden realization of a problem that had been creeping its way into our family time hit me like a ton of bricks. I’d never experienced those problems with my own kids, but now… there it was.

Backyard party

I offered some clear cut advice to those whom I could speak with, and to others, I offered up written articles that could be taken home and read at leisure.

  • 1. Be grateful – offer thanksgiving and gratitude for everything you have.
  • 2. Help others – always, reach out and offer a helping hand.
  • 3. Be kind – kindness will improve almost any situation. Just be kind to others.
  • 4. Dress yourself with respect – pull up your pants, pull down your shirt, comb your hair.
  • 5. Do your best – ALWAYS do your best. Slackers never win. Never. Always do your best.
  • 6. Respect your elders – show respect to others, particularly the elderly.
  • 7. Care for those in need – because they need you.

These were basic elements of living above the grade, and these essential, yet basic elements are often missing in those who wind up in prison, failing at business, or struggling to get a job.

A little girl who grew up living next door to me in the trailer park once said to me, “My mom says we may not have a lot of money, but we don’t have to live like we’re poor people.” And those words always stuck with me. My family had always been hard workers, choosing to earn a good living, and spend carefully to increase our ‘wealth’ as much as possible. We had nice things, and we took care of ourselves and others. Those things were important to us. And we lived well. That’s the way we chose to live. You can choose that too.

2 – Read a Book – The Book a Week System Works.

Read a Book

I remember believing as a child that I had to ‘read the classics’ to be well-read, and then something happened, and I realized the classics weren’t the only books that influence our lives. Sitting on the side of a stage in Ohio, I was asked about a romance writer who had described my state of Colorado. The girl asking me had actually been to Colorado, but she hadn’t experienced much of the beauty and brawn of the state when she visited. Instead, she’d read about it. Visiting my state through the eyes of a romance writer was hardly a clear eyed view, but it was her view.

I explained the differences, and laughed with her at the realization that writers rarely express reality, but rather reveal what is in their hearts. The view of a Rocky Mountain high from the vantage point of Aspen is quite different from the view from a street corner in downtown Denver. Our experiences may vastly differ from those in literary digests, but they are no less valuable. Written works, whether they reveal the depths of doom from a classic viewpoint, or the insight of a local writer are all valuable. We must take the words and experiences of others, apply them to our own experience of life, and learn from them – wherever they come from. The best of times, and the worst of times, will be experienced in OUR times.

By reading a book a week, and adding a diverse selection of books to your lists of books read will impact your life beyond education. You’ll always have the desire to learn more, if you’re constantly learning new ideas and reading about new places. Every book you read offers a new venture into living, somewhere outside yourself. If you allow yourself to learn from each venture, at the end of 52 weeks, after reading a book a week, you’ve got 52 different viewpoints from which to see your life.

Read a Book

3 – Acknowledge Change as Part of Life

Where you are right now, will be different than where you are in ten years. You may be in a better place, or a worse place, but the location, your emotional reaction, and your reality will change over periods of time. You can make choices that will help those changes be more or less beneficial, choices that will influence those changes, but even then… Some change will be outside your control.

Change Your LifeThere are some simple basics you can do right now, to implement changes in your life to fulfill your dreams.  A key commitment to creating better habits is the realization that you can literally CHANGE YOUR LIFE in 30 days. It takes about 21 days to generate a new habit, and a few days after than to instill it into your daily routine for the continuum. So, let’s see what that looks like.

You don’t have to make a huge change to empower your life to a dramatic shift that will take you places you want to go. Consider for a moment that the most minuscule change in the way you drive the ball, can be the difference between hitting the green and hitting the water trap. A single degree of change can implement that difference. What can a single change do for your life?

In early January of 2017, I moved downstairs. My daughter had a new house, and my space could be much larger if I lived downstairs. So I moved into the larger space, downstairs, which meant that I had to come upstairs for meals, drinks, etc. My office was downstairs, so I was literally living and working on the ground floor. The kitchen was on the main floor, and most everyone else was upstairs. Previously, I had climbed the stairs to do laundry, and occasionally to check on my grandsons playing in the basement. But now… I had to climb stairs to eat.

Three BIG things changed about my life:

  • 1. My laundry stays cleaner – I am already downstairs, so I wash and dry while waiting on programs to run on my computer.
  • 2. I drink more water – the coffee pot is upstairs, but I have a case of water bottles in the family room. I drink water.
  • 3. My ankle became stronger out of necessity – and I climb the stairs better now, because I climb them more often.
  • 4. My work space is quieter – no kids in and out, so I actually get more done in less time.
  • 5. Socializing is done upstairs – I socialize more because my computer isn’t as handy, so I can’t go ‘check who dinged me’ as easily.I’ve lost about 40 pounds in three months, due to climbing stairs. My business is making more money. I’m working fewer hours. I’m spending more time with family and less time on my computer. Overall, I like my life better, and I’m loving my new waistline. I live 50 steps according to my fitbit from where I lived at Christmas and my world is changed!

Change is a part of life. What can you change today – incrementally – to dynamically change your life?

4 – Open the Door to Possibilities

A few years back, I decided I wanted to own my own home based business and work on the computer. I was at that point managing a collections company, where I worked on a computer, sending out billings and calling people on the phone about 8 hours a day. It was long hard hours, and with four kids ranging from 2 to 12, homeschooling, my days were overwhelmingly FULL. I was exhausted. Add to that a husband who had high demands on my time and a business he wanted me to run on top of my own business, and I was maxed. I needed TIME.

Open DoorI just wanted something to do that didn’t take up HOURS of every single day. And I had a buyer for the collection company.

Within days of sending that ‘wish’ out into the world, I had three men contact me about doing work for them. One offered me a job doing the paperwork for new clients for his mortgage business, and I jumped at the opportunity. It opened up my days, and left me spinning paperwork in the late evenings, after the kids were in bed. I could do that! I did that for the next five years.

Another asked if I would rebuild his website – one of the original versions of DreamWeaver. And I had never yet met a computer program I couldn’t outdo. I said, “Yes.”

In the following ten days, I made more money than I’d made in the prior year. I loved web design. Code became my second language, and I found myself getting really proficient at writing html, about the time the need to write it went away.

The thing is… When I said, “I really want to work from home, on the computer, and make more money.” I was talking to a friend who didn’t have a clue what I was doing at the time. Nobody – including me – had any idea that coding was an option. The guy that hired me to rebuild his website, paid me enough on the front side for me to purchase DreamWeaver. I figured if it was drag and drop – as it says it is – I could do it. I was willing to learn. And the opportunity was right there, in my face. I could have said, “Oh, I can’t do that.” But I didn’t. I said, “Sounds like a great challenge. Let’s do this.” And twenty years later, I’m no longer working with DreamWeaver, and I can code a website or work within any of several platforms to build one.

Be open to possibilities. Just say, “Yes.”

The key concept I learned young in life that has brought me to this point, is that more often than not, the hardest door to get through is your own front door. Once you learn to open that door, opening any other door is not a problem at all.

There’s a VAST world out there ready and waiting to be concurred, all you have to do is get there and do your own thing.

Know that if you want something bad enough, all you have to do is go after that thing. You can obtain it, you just have to do what it takes to get it. Don’t stop until you’re there, achieving your dreams, because you have the control over what you personally can and will achieve. Open the door!

5. Get Your Own Dirt

The joke that went around a few years back about a scientist who had figured out how to create life reminds me of a story Granddad told me many years ago. I want to share it with you, because I think it will help you get where you want to go.

Plow the fieldJoe was a neighbor that lived down the road from my grandparents. He’d homesteaded just like all the other neighbors who homesteaded on the prairie. and there was really only one small difference between the rest of the homesteaders and Joe. Joe was on his own with no family to help him. Most of the other homesteaders had arrived with family members, or other travelers, but Joe arrived alone, with one old mule and a buckboard that always appeared to need a wheel fixed. And Joe was what the homesteaders called, “Simple.” 

On the prairie there weren’t any ‘conveniences’, you either survived, or you didn’t. So neighbors looked out for one another, just like the Bible tells them to do. And since my grandparents lived closest to Joe, they looked in on him from time to time. But, Joe was independent and he wasn’t afraid to tell the neighbors he was doing fine, and he didn’t need their help. 

Granddad noticed one year that Joe hadn’t planted his crops and it was getting well into planting season, so like any good neighbor, he considered what might be the problem and arrived one afternoon, with a bag of seed in hand, ready to help Joe put seed in the field. He took along his two oldest daughters who were ready and willing to help. 

Joe was sitting in the house, staring at the cupboard when they arrived. 

Granddad handed him a knapsack of freshly baked bread (Grandma made the best bread in the country), and told him they’d be out planting, when he was ready come on out. 

Joe must have been thinking while they were out planting, because a bit later, when he walked out the door, he stood there a bit. He watched them planting corn in his field. Gazed off at the horizon and the coming rain, then he walked out to where Granddad and the girls worked, and said, “Ed, I been thinking about this a while, and I don’t really mind if you plant my fields. I suppose I can spare the ground, ’cause I ain’t got no kids to feed. But, sir, you’re using up my dirt.” 

I can just see Granddad now, shaking his head, laughter bubbling up through that big old round chest of his, and maybe even erupting into a smile, but he’d NEVER allow Joe to think he was making fun of him. I can still hear him telling the story and what he said to Joe, “Well, Joe… Thing is, I have this left over seed and my crops will be plenty for feeding my kids, but I thought you might like some fresh corn from your own field this fall. So, you see, I wasn’t planting this crop for me, I was giving you my seed, to raise your own crops here in your dirt.”

Joe walked off back to the house, his head bobbing up and down as he accepted the gift of Granddad’s corn seed.

That’s the only crop Joe ever grew on that homestead. He raised a calf each year, and sold it for beans and supplies, kept his mule in oats a few times each season, but he survived on that little corner of dirt for nearly 30 years and never grew another crop.

The lesson here, is that you can’t make anyone do anything. They have to want what you give them or it’s a waste. Use your own dirt. Grow your own crops. And walk your own path. Help your neighbor when you can, but understand they have their own dirt to plow. They may not have as much ambition as you have, and that’s okay. Do what you need to do with what you have, and you’ll get a lot further down the road a lot faster.

6. Give More Than You Get

Make a fist. Then reach out to help someone. They can grab onto your arm, maybe help themselves up, but they can’t get to your fingers, where the most help might be found… They can’t give you anything in return… And they can’t pay you for what you’ve done for them. You can’t GIVE anything if your hand is locked into a fist.

Open up your hand… Reach out with an open hand and see what happens.


When you open your hand, you can give, and maybe more importantly – you can receive. No, I don’t have that backwards… Although some might believe I do.

prosperity thinkingOne of my favorite things to do with friends is to have a cup of coffee. Whether it’s at home, or at the coffee shop, buying a friend a cup of coffee is just a pleasant way to spend an hour or so, chatting. (No, they don’t have to drink coffee, I’ll buy a cup of tea too.) But the thing is, I’m not just BUYING them coffee, I’m giving them a moment of my time. Sometimes, more than a moment.

I love coffeeUnderstanding that decision to give something of myself away is HUGE. Because if I don’t spend time with others, they don’t spend time with me. The key to this concept isn’t about the coffee, or tea. It’s about the gift of time.

A person who offers themselves generously to others benefits in the long run, because they’ve created valuable relationships that continue to grow for a lifetime.

As I sit here writing, I can think of many through the years who wanted my time, who gave me their time, and I may or may not have met their need… Life is like that, at times when you could give, you may opt to do something else. You may choose to be outside that realm of giving, or you may have had your hand closed tight shut… Or maybe you misunderstood what the other person was asking for?

The gift you give the most, will be what returns to you.

Is it coffee? Or money? Or time? Or something else…  What is it you give freely?

7. Be Principled

If you miss every other single portion of this message, don’t miss this. Your principles, the values you LIVE by every single day of your life are the standards by which others judge you.

Oh, we sing a lot about being non-judgmental, but it’s all a distasteful ruse to convince ourselves that nothing really matters. It isn’t truth. And in the end, it isn’t the guy we judge who pays for our lack of good solid values, ethics, and principles. We pay. We pick up the tab for our own failures, misconceptions, and delusions. We pay down the road for that which we don’t hold dear.

The principles and values we choose to live by hold us accountable for the choices we make.

What’s important to you?

1 – What are your personal priorities? There’s a camp that implies money is everything, and for a while those who live in that camp think they’re living the high life, living the dream, have everything they deserve, and they BELIEVE they’ve EARNED what they have. All, while living morally bankrupt lives. How sad they are at the end of the day when they’ve lost it all for the all-mighty-dollar.

2 – Know what comes first and apply those principled priorities to your life. Prosperity thinking accepts abundance… Go further.

3 – Think before you act. Is this action really going to benefit you in the long run. If not, don’t do it.

4 – Less is more. Thin out and eleminate the excess in your life. There really is something to the old addage of having room for what you want in your life.

5 – Grow your boundaries and live well within the context of the boundaries you set. Everyone needs to know where to draw the line, and what they will do when others cross that line.

6 – Build on what you have. Always build from a position of power. You know your strengths, use them. Apply them to where you choose to go.

7 – Be the person you want to become. Start now.

God bless your journey. I pray every step of your journey is blessed and empowered by the love you give graciously and readily to others.






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